Stefan Horlacher was born and raised in Stuttgart, Germany, where he joined the French Foreign Legion before working for the government. In 1989, he decided he wanted to do something completely different and bought a book at the airport about Wall Street. He trained at a hedge fund before moving to New York in 1992. In 2008, he left New York and now lives in Las Vegas.
On 9/11, Stefan saved the life of Debbie St. John, who was hit by debris from the aeroplane that hit the South Tower. Here, he shares what happened that day and how it felt to be reunited 25 years later.
My office was two blocks away from the World Trade Centre (WTC). There were only a few of us in the office before 9am [the first plane hit at 8:46am] and I will always remember the vibration when the first plane hit. We couldn’t see anything through our windows, but my colleague from London called me a minute later and said: “Stef, something’s happened – a plane went into the WTC”.

How to be more grateful for daily life in five easy steps
The world feels like a difficult place at the moment, and it can feel very hard sometimes to find things to be thankful for; when we are overwhelmed, we have less capacity to notice and reflect on the good things. Yet, ironically, proactively cultivating gratitude is one of the things that can actually help us feel less stressed.
NHS GP dR RADHA

The science
Research has shown that feeling or expressing thanks can actually alter our brain.
- The balance of neurotransmitters change; more serotonin and dopamine (feel good chemicals) are produced.
- This can be long lasting if we make gratitude a regular habit.
- We also get a decrease in our cortisol (stress hormone) levels which helps lower anxiety.
- Being grateful can strengthen the nerve pathways which triggers positive emotion.
How can we build gratitude?

Change your words
Instead of seeing something as a problem, try to see the opportunities within it.
Our brains are very receptive and what we read or write can alter our emotional system.


Express it
This will not only make you feel good, but you will also get a positive response from others.
How can we build gratitude?
Notice more
Throughout your day, try to notice all the things that are going well; has someone opened a door for you, or smiled?


The basics
By being thankful for the small things every day, we are far more likely to be and stay healthy so that we can enjoy them.
What to do
Gratitude can lead to feelings of optimism, lower our blood pressure, and improve sleep quality.
- Write down what potential good aspects there are to the things you don’t feel like doing, or even what could be worse about it.
- Spend a few minutes writing down three things that you are looking forward to that day, or the good things that have happened to you that day.
- Say thank you to yourself for the things you have achieved, or managed to get through and changed that day.
Sales of battery
electric vehicles hit a record high last year.

Starts at £22,995 for the smaller battery
Available with either a 40kWh battery or a larger 52kWh pack, that offers almost 255 miles, the latest, retro-inspired Renault 5 is both a joy to behold and a hoot to drive.
The interior has been lavished with a level of detail that’s typically reserved for more expensive cars.

A champion of EV efficiency

It offers a remarkable 491 mile range on a single charge from the 85kWh battery.
It is a technological masterclass inside with the ability to option screens that span the entire width of the dashboard, including an optional display for the front passenger.
Priced from £37,400

It’s a lot of money to part with, but this is arguably all the car you will ever need.
The £89,000 Macan is a premium SUV that somehow manages to blend Porsche’s reputation for dynamics and sporty driving with everyday practicality.
The 95kWh batteries can go from 10 to 80 per cent in as little as 21 minutes from the fastest public charging outlets.
With the business class-style six seat configuration costing a staggering £76,995, it is by far the most expensive Kia ever made, but it backs up its financial demands with a suite of genuinely useful and impressive onboard technology.


It’s fast, goes a long way between stops and charges relatively quickly but the interior is bland, the onboard technology is infuriating and the experience is devoid of emotion.
All of its gadgetry can’t disguise the fact that performance is weak, even for a typically zippy EV, the ride is fussy at slower speeds and it’s not in the least bit enjoyable to drive on a country road.

- While good value (prices start at £17,935) for the 200-mile max range, there are more interesting options from Hyundai, Citroen and Renault for similar money.

The kitchen gadgets under £25

Victorinox paring knife
It’s comfortable to hold, with a point sharp enough for scoring pastry.
ProCook cast iron pan
For unbeatable searing and heat-retention, cast iron is the top choice.


Tesco chopping board
Priced at just £22, I’ve yet to find another board that matches it for sheer value and quality.
The kitchen gadgets under £25
Pyrex jug
It is the perfect vessel for blending smooth sauces, melting butter, or warming stock. It won’t stain like plastic and the red measurements never fade.


Salter scales
“I’ve had my slim little set of Salter Disc Scales for over a decade, and I’m delighted to see they are still made to exactly the same reliable design today.”
Microplane grater
It uses photo-etched stainless steel teeth that stay razor-sharp for a decade, something the lookalike copycats simply can’t match.
Braun hand-held blender
It’s an essential for everything from making velvety soup to getting the lumps out of white sauce.
Bodum cafetiere
As well as delivering great results, cafetieres are easy to clean and there’s no ongoing filter paper costs or pod recycling to deal with.
The kitchen gadgets under £25
Oxo peeler
What truly sets it apart is the chunky, rubberised handle that absorbs pressure and stays completely non-slip, even if your hands are wet. It is inexpensive and incredibly durable.


Falcon pie dish
Made by fusing porcelain onto heavy-gauge steel for smooth durability, it is dishwasher, freezer, hob, air-fryer and oven-safe.
The golden rules for a happy, secure relationship
Psychiatrist and neuroscientist Dr Amir Levine, author of bestselling book , explains why we behave the way we do in love.

Golden rules for happy relationships
Start with your own behaviours
The foundation of a secure, connected life is being what I call CARRP: that means being consistent, available, responsive, reliable and predictable. All of these qualities can be enacted in small gestures every day.


Express your needs
People need consistency and connection to feel safe. This is not, ‘You hurt my feelings by never replying to me’, it’s more ‘this is the kind of contact that helps me feel secure’.
Golden rules for happy relationships

The appendix ‘inflammation’ rule
If a relationship repeatedly inflames your nervous system, you need to disengage and deprioritise it.
Lean on community
You don’t need hundreds of friends. You need people and places that regularly remind you that you belong.


Stop blaming childhood
Humans are much more complicated than: ‘this happened to you, therefore you are doomed to be anxious’.

Reach for a
secure script
When something unsettles you in a relationship, your first reaction is not always the most accurate one.
If you’re anxious, your brain may jump very quickly to: ‘this is the beginning of the end’. If you’re avoidant, your brain may say: ‘this person wants too much from me, I need to get away’. So one very practical thing you can always do is pause and ask: ‘What would a secure person do here?’
Loneliness elsewhere
When people talk about loneliness, they often assume it means you don’t have enough people in your life. But you can be surrounded by people and still feel lonely if those relationships leave you feeling excluded, ignored or disconnected.

What to do
- Build a community that works for your temperament and gives you regular, reliable moments of connection.
- You can still be kind to people while not treating them as someone who belongs in your inner circle.
- Explain what you need. Sometimes people simply don’t realise how you are experiencing them.
- Check in with people: does this person actually feel that I’m reliable? Do they experience me as predictable? That’s the only way that you can start to become more secure.

Do some foods leave
you feeling hungry rather than satiated? Experts say there are…
Foods that leave you hungrier
A bowl of cereal and glass of orange juice
More refined cereals are digested quickly, and fruit juice, whilst one of your five-a-day, contains less fibre than whole fruit. This might mean you find yourself hungry again within 1-2 hours of eating this breakfast.


Swap the orange juice for a whole orange, the cereal for oats and milk or serve it with Greek yoghurt or a boiled egg. This would increase the fibre and protein content; two nutrients strongly linked with fullness.
Foods that leave you hungrier

These pastries are made primarily from refined flour and butter, and are relatively low in protein and fibre.
Toast and jam


Shop-bought packs can contain a lot of white rice, which is digested quickly, and the protein content is often modest.
Foods that leave you hungrier

Vegetable soup
On its own, it is often very low in protein and calories, so hunger can return quickly.
Unless it’s loaded with veggies, it’s probably pretty low in fibre.


Liquids are generally less filling as they require little chewing which may not trigger satiety signals.
Foods that leave you hungrier

Snack bars
They are ideal for a quick pick-me-up, but if reducing hunger is what you’re after, it’d be better to swap it out.
Low-fat yoghurt
A full-fat plain Greek yoghurt with berries and seeds tends to be much more filling due to the protein, fat and fibre.


On an empty stomach, it can actually increase your appetite.
What to eat instead
Instead of thinking about avoiding foods, think about what you can add to them.
- Add beans, lentils or shredded chicken to your vegetable soup and pasta.
- Thicken your smoothies with Greek yoghurt, chia seeds and oats.
- Apple slices with peanut butter, yogurt with berries and hummus with oat biscuits are better snack options than a pre-made snack bar.
- Have alcohol alongside a balanced meal containing protein and fibre.
How to age well
without pain
Will Harlow, a physiotherapist
for the over-50s and author of Independence for Life, shares
the key signs you’re ageing
badly – and what to do about it.

How to know
Ageing well is maintaining the ability to do what you want you want for as long as you want without needing help. Everyone is talking about longevity but what’s the point in living longer if the last decade is painful and you’re [totally] reliant on people?”

The signs to look out for

- The most obvious early warning sign of bad ageing is pain says Harlow.
- Another is losing confidence in doing daily tasks, which can quickly lead to a lack of independence.
- One call Harlow often receives is people calling after having a fall and struggling to get up.
How to age without pain

Not just stopping
When people retire, they often put their feet up and stop. Your body really is use it or lose it.
Throughout our entire lives, Harlow says we need between seven and nine hours of sleep.


Social isolation
The lack of connection can increase the risk of premature death by
as much as 29 per cent.
Strength training
It really is the proxy for
overall independence.
The more muscle mass you have, the less chance of heart disease, diabetes, falls and even anxiety, depression and dementia.

The brain can be linked to muscle mass too, Harlow says. It’s not just about being able to lift things. It gives you more energy, better sleep and you’ll look and feel better.
How to age without pain
Daily habits
Do short bursts of exercise, between 30 and 60 seconds, in otherwise dead time during the day.


Stretch in bed
Take joints through a full range of motion for five minutes to loosen it before getting up.
Don’t crash diet

How to age without pain

Harlow advises 1.6 grams per kilogram of body weight to stop muscle loss alongside resistance training.
Don’t wait
Harlow finds that many patients put off making a change to their lifestyle until their lives are consumed by pain.


For most people, it’s about reducing the number of times per week you’re exercising, not reducing intensity.
The three ageing tests to do
- Lie completely flat on the floor and get back up to a standing position using any technique. This should take less than 10 seconds.
See how many times you can sit on the chair and stand back up again in 30 seconds. Men should be aiming for more than 14 times and women 12.
The single-leg stand, which involves standing on one leg and balancing for 10 seconds. Everyone should be able to do that and for those under 65, Harlow asks them to do it with their eyes closed.
Despite the job market hiring fewer entry-level roles, employers are still looking for grads…
But you should be prepared to keep an open mind.
We’ve compiled the sectors hiring graduate roles, what degree is required, and what they pay.

The degrees to choose for a career
Hiring in the UK could
finally be on the up
47%
of employers offered entry-level
positions from July.
That is up nearly 15 per cent from the same period last year.
700,000
But graduate unemployment rose to six per cent in 2025 and 700,000 jobless graduates were claiming benefits.
Finance and insurance
- Around 42 per cent of UK finance and insurance employers say they will be open to graduate roles this summer.
- Business loan company Portman Finance Group has taken on 50 graduates over the past four years.

Portman graduates start on £36,000 for the two-year programme and the education you need to apply is a minimum “ABB” of A-levels, and a 2:1 or above university degree. But not in a specific subject.

Trade and logistics
What makes it particularly rewarding is that there’s always something to learn.
Nearly half (47 per cent) of trade and logistics companies will be giving graduates a go this year.
Salaries start at £30,000 with an uncapped bonus, rising to £50,000 plus a company car as a senior account partner.
Public sector, health
and social services
46 per cent of public sector, health and social services organisations are also ready to take graduates, according to a survey by Manpower.

- For example, Police Now runs a graduate programme into policing. They recruit graduates from any degree field, as long as they achieve a 2:2 or above. Starting salaries range from £31,164 to £42,210 depending on location and rising each year.
Can we treat guests without blowing our budget?
According to Waitrose, a dinner party revival is underway led by younger people trying to reduce the cost of getting together.

Always have bread
People will feast on the
ELLA RISBRIDGER, AUTHOR OF THE KITCHEN BOOK – GOOD FOOD FOR EVERY DAY
bread, and then need less fish/steak/expensive whatever. All small plates restaurants know this: this is why the first thing on the menu is always artisan bread and butter.

Use vegetables as centrepieces


Add pantry items
Graham’s recipes include a braised cabbage with a preserved lemon sauce, a roast cauliflower with saffron, and harrisa roast carrots with mango labneh.
How to host on a budget

Improve the everyday
Guests will always appreciate a stellar interpretation of the ordinary. Think lasagna or curry.
Cooking dinner for your guests is spoiling them – you’re being generous with your time, your effort, and your home. So don’t feel the need to go overboard elsewhere.


Ask for help
Ask friends to bring a contribution, be it a nibble or a pudding.
Big platter energy
[Presentation] can be the key to elevating something . Spaghetti and tomato sauce suddenly looks like a feast when tumbled on a lovely big plate, dressed with olive oil and parmesan and placed in the middle of the table.
Food writer and editor Eleanor Steafel

How to host on a budget
Taco party
Have one expensive filling, like shredded chicken, and two cheaper options, like refried beans, says Ella Risbridger.


Shop-bought ice cream is so easily zhuzhed up with the help of handy toppings, says Eleanor Steafel.
It was a mixture of curiosity and a desire to help that drove me towards the towers. I went across the street to a Borders Bookstore that was part of the WTC complex and it was already chaotic. These bodies were popping up in the plaza. We were just looking out through the window of the bookstore, shocked.
It takes time to comprehend what’s really happening. I left, walking cautiously across the plaza at the centre of the WTC, and everyone was looking up. That’s the part I’ll never forget: all these people craning their heads up to avoid being hit. And as we’re walking, the second plane hit the tower. There was a massive fireball; all this aeroplane debris coming towards us, so we all started running.
I saw this blade from the plane coming towards me and I remember thinking: “That’s it – this is the end for me”. It was so big and it was coming closer and closer, like it was about to land directly into my eyeball. I thought it hit me and then boom, the next second, this huge piece of the blade was about 50, 100 metres away, stuck in the asphalt. There was a woman who’d been running next to me lying on the curb. I stopped right away.
She was not bleeding too much and seemed to be in shock, but she was naked as the blade had cut off her dress. There was chaos around us – people were running, getting hit with other debris, everyone was afraid – and she seemed ok but too shocked to move. I took off my shirt because I wanted to cover her up, but as I was wrapping her up, my hands ended up inside her body, in her intestines. The blade had completely cut her back open. It was gruesome; I didn’t even know what to do. Thank God she was in shock.

All I could do was try to prevent her from being trampled by the people fleeing, while I was also in her guts and trying to protect her dignity. It was very difficult. Then, thankfully, a few other guys stopped on the other side of her to protect her from getting run over.
I have no idea how long we were there trying to protect her. It could have just been minutes. But then an ambulance appeared out of nowhere – I think they were already on the move when the plane hit and were on their way to the hospital after picking some people up. He drove past, and I was just screaming and yelling for him to stop. Thank god he did.
Then the really difficult part started – getting her onto the stretcher while keeping her calm. Whatever we tried to wrap her in – a towel, a blanket, a shirt – it wouldn’t help. Her intestines were flopping all over the place; how can you wrap that? It was incredibly difficult. At some point, we managed it and I continued my journey to help some other injured people. I saw a man with a big head injury and gave him my trousers to wrap the injury. I walked back to my office in my underwear and shoes, helping those I could, then cleaned up (I had the woman literally all over me) and looked for other ways I could help. I ended up at the downtown hospital and offered my assistance. I was a special forces medic but also could speak many languages and that’s what really helped in the end. I spent three days talking to confused people in German, French and Chinese who didn’t know what was happening. Some tourists couldn’t go anywhere and didn’t know why; I tried to help and barely slept.
The woman would have been trampled if I hadn’t stopped. I can guarantee that nobody was paying attention to what was in front of them. It’s not that they didn’t care; they were just so frightened for their own lives and wouldn’t be looking down. And with her injuries, it wouldn’t have taken more than a wrong step or two to have ended her pretty quickly. She had no protection.
I felt that it should have been me that was hit, not her. It should have been me that was hit, especially after everything she went through afterwards. You just don’t wish that on anyone.
It took a while for me to find out anything about the woman I had sent off in an ambulance. I didn’t think she had survived but I hoped. I wanted to look for her but I had no clue where to start.
A couple of weeks later, I started going to this bar by the downtown hospital and would speak to the one person I knew, a nurse. I bought him a beer and we talked about that day and he said, “You know what? I think I know who you’re talking about.” A week or so later, he confirmed it. He said that people who know her were looking for me, too.

So I went to the hospital and a doctor brought me upstairs to see her. I saw that she was alive. She was screaming in her bed from the pain but she was alive. And I was so happy about that.
I met her husband and her other relatives that day and they said they’d been waiting for me to show up. Greg, her husband, gave me my shirt back.
But Debbie and I never met then. She was so heavily injured – she was the first to be hospitalised and the last to be released 18 months later, undergoing 50 surgeries during her stay – and I wanted to give her all the time she needed. I stayed in contact with her husband over email and then she emailed me a few years in and we would sporadically chat. But we never met in person. I hoped that we could at some point but I wanted it to be on her terms. I just waited. I never thought it would be 25 years later, let alone for a documentary.
Debbie contacted me at the beginning of last year about the production company being interested in doing something and asked me if I’d be willing. I said I would be more than happy as long as she felt it was right – it was such a traumatic time for her and I wanted her to feel comfortable. When we met, it was the most amazing moment.
The last time I’d been with her, she was lying on the ground and I was trying to save her. And here she was, 25 years on – alive and smiling, and with this whole life with her children.
It was a real sense of closure for us to finally meet. A relief that I had done something good. I would always wonder about her and hope that she was ok, especially around the anniversary of 9/11. And here was this chance to really feel that she is doing well and not just surviving. It was like closure. Now we can start to breathe again.
9/11 REUNITED streams now on Disney+ and airs on National Geographic on Friday 11 September from 8pm







