When Sara Bell became a mother, she went from earning £145,000 a year in a high-flying finance job to becoming financially dependent on her husband.
She took four years out of work in total while having her three children, and it has left her thousands of pounds worse off.
“My husband [at the time] believed I had to out-earn him for it to make sense for us for him to stay at home”, says Sara, 57, who now lives in Sydney, Australia. “It wasn’t something that we’d ever discussed before we had children and it came as a shock.”

The kitchen gadgets under £25

Victorinox paring knife
It’s comfortable to hold, with a point sharp enough for scoring pastry.
ProCook cast iron pan
For unbeatable searing and heat-retention, cast iron is the top choice.


Tesco chopping board
Priced at just £22, I’ve yet to find another board that matches it for sheer value and quality.
The kitchen gadgets under £25
Pyrex jug
It is the perfect vessel for blending smooth sauces, melting butter, or warming stock. It won’t stain like plastic and the red measurements never fade.


Salter scales
“I’ve had my slim little set of Salter Disc Scales for over a decade, and I’m delighted to see they are still made to exactly the same reliable design today.”
Microplane grater
It uses photo-etched stainless steel teeth that stay razor-sharp for a decade, something the lookalike copycats simply can’t match.
Braun hand-held blender
It’s an essential for everything from making velvety soup to getting the lumps out of white sauce.
Bodum cafetiere
As well as delivering great results, cafetieres are easy to clean and there’s no ongoing filter paper costs or pod recycling to deal with.
The kitchen gadgets under £25
Oxo peeler
What truly sets it apart is the chunky, rubberised handle that absorbs pressure and stays completely non-slip, even if your hands are wet. It is inexpensive and incredibly durable.


Falcon pie dish
Made by fusing porcelain onto heavy-gauge steel for smooth durability, it is dishwasher, freezer, hob, air-fryer and oven-safe.
The golden rules for a happy, secure relationship
Psychiatrist and neuroscientist Dr Amir Levine, author of bestselling book , explains why we behave the way we do in love.

Golden rules for happy relationships
Start with your own behaviours
The foundation of a secure, connected life is being what I call CARRP: that means being consistent, available, responsive, reliable and predictable. All of these qualities can be enacted in small gestures every day.


Express your needs
People need consistency and connection to feel safe. This is not, ‘You hurt my feelings by never replying to me’, it’s more ‘this is the kind of contact that helps me feel secure’.
Golden rules for happy relationships

The appendix ‘inflammation’ rule
If a relationship repeatedly inflames your nervous system, you need to disengage and deprioritise it.
Lean on community
You don’t need hundreds of friends. You need people and places that regularly remind you that you belong.


Stop blaming childhood
Humans are much more complicated than: ‘this happened to you, therefore you are doomed to be anxious’.

Reach for a
secure script
When something unsettles you in a relationship, your first reaction is not always the most accurate one.
If you’re anxious, your brain may jump very quickly to: ‘this is the beginning of the end’. If you’re avoidant, your brain may say: ‘this person wants too much from me, I need to get away’. So one very practical thing you can always do is pause and ask: ‘What would a secure person do here?’
Loneliness elsewhere
When people talk about loneliness, they often assume it means you don’t have enough people in your life. But you can be surrounded by people and still feel lonely if those relationships leave you feeling excluded, ignored or disconnected.

What to do
- Build a community that works for your temperament and gives you regular, reliable moments of connection.
- You can still be kind to people while not treating them as someone who belongs in your inner circle.
- Explain what you need. Sometimes people simply don’t realise how you are experiencing them.
- Check in with people: does this person actually feel that I’m reliable? Do they experience me as predictable? That’s the only way that you can start to become more secure.

Do some foods leave
you feeling hungry rather than satiated? Experts say there are…
Foods that leave you hungrier
A bowl of cereal and glass of orange juice
More refined cereals are digested quickly, and fruit juice, whilst one of your five-a-day, contains less fibre than whole fruit. This might mean you find yourself hungry again within 1-2 hours of eating this breakfast.


Swap the orange juice for a whole orange, the cereal for oats and milk or serve it with Greek yoghurt or a boiled egg. This would increase the fibre and protein content; two nutrients strongly linked with fullness.
Foods that leave you hungrier

These pastries are made primarily from refined flour and butter, and are relatively low in protein and fibre.
Toast and jam


Shop-bought packs can contain a lot of white rice, which is digested quickly, and the protein content is often modest.
Foods that leave you hungrier

Vegetable soup
On its own, it is often very low in protein and calories, so hunger can return quickly.
Unless it’s loaded with veggies, it’s probably pretty low in fibre.


Liquids are generally less filling as they require little chewing which may not trigger satiety signals.
Foods that leave you hungrier

Snack bars
They are ideal for a quick pick-me-up, but if reducing hunger is what you’re after, it’d be better to swap it out.
Low-fat yoghurt
A full-fat plain Greek yoghurt with berries and seeds tends to be much more filling due to the protein, fat and fibre.


On an empty stomach, it can actually increase your appetite.
What to eat instead
Instead of thinking about avoiding foods, think about what you can add to them.
- Add beans, lentils or shredded chicken to your vegetable soup and pasta.
- Thicken your smoothies with Greek yoghurt, chia seeds and oats.
- Apple slices with peanut butter, yogurt with berries and hummus with oat biscuits are better snack options than a pre-made snack bar.
- Have alcohol alongside a balanced meal containing protein and fibre.
How to age well
without pain
Will Harlow, a physiotherapist
for the over-50s and author of Independence for Life, shares
the key signs you’re ageing
badly – and what to do about it.

How to know
Ageing well is maintaining the ability to do what you want you want for as long as you want without needing help. Everyone is talking about longevity but what’s the point in living longer if the last decade is painful and you’re [totally] reliant on people?”

How to age without pain

Not just stopping
When people retire, they often put their feet up and stop. Your body really is use it or lose it.
Throughout our entire lives, Harlow says we need between seven and nine hours of sleep.


Social isolation
The lack of connection can increase the risk of premature death by
as much as 29 per cent.
Strength training
It really is the proxy for
overall independence.
The more muscle mass you have, the less chance of heart disease, diabetes, falls and even anxiety, depression and dementia.

The brain can be linked to muscle mass too, Harlow says. It’s not just about being able to lift things. It gives you more energy, better sleep and you’ll look and feel better.
How to age without pain
Daily habits
Do short bursts of exercise, between 30 and 60 seconds, in otherwise dead time during the day.


Stretch in bed
Take joints through a full range of motion for five minutes to loosen it before getting up.
Don’t crash diet

How to age without pain

Harlow advises 1.6 grams per kilogram of body weight to stop muscle loss alongside resistance training.
Don’t wait
Harlow finds that many patients put off making a change to their lifestyle until their lives are consumed by pain.


For most people, it’s about reducing the number of times per week you’re exercising, not reducing intensity.
The three ageing tests to do
- Lie completely flat on the floor and get back up to a standing position using any technique. This should take less than 10 seconds.
See how many times you can sit on the chair and stand back up again in 30 seconds. Men should be aiming for more than 14 times and women 12.
The single-leg stand, which involves standing on one leg and balancing for 10 seconds. Everyone should be able to do that and for those under 65, Harlow asks them to do it with their eyes closed.
Despite the job market hiring fewer entry-level roles, employers are still looking for grads…
But you should be prepared to keep an open mind.
We’ve compiled the sectors hiring graduate roles, what degree is required, and what they pay.

The degrees to choose for a career
Hiring in the UK could
finally be on the up
47%
of employers offered entry-level
positions from July.
That is up nearly 15 per cent from the same period last year.
700,000
But graduate unemployment rose to six per cent in 2025 and 700,000 jobless graduates were claiming benefits.
Finance and insurance
- Around 42 per cent of UK finance and insurance employers say they will be open to graduate roles this summer.
- Business loan company Portman Finance Group has taken on 50 graduates over the past four years.

Portman graduates start on £36,000 for the two-year programme and the education you need to apply is a minimum “ABB” of A-levels, and a 2:1 or above university degree. But not in a specific subject.

Trade and logistics
What makes it particularly rewarding is that there’s always something to learn.
Nearly half (47 per cent) of trade and logistics companies will be giving graduates a go this year.
Salaries start at £30,000 with an uncapped bonus, rising to £50,000 plus a company car as a senior account partner.
Public sector, health
and social services
46 per cent of public sector, health and social services organisations are also ready to take graduates, according to a survey by Manpower.

- For example, Police Now runs a graduate programme into policing. They recruit graduates from any degree field, as long as they achieve a 2:2 or above. Starting salaries range from £31,164 to £42,210 depending on location and rising each year.
Can we treat guests without blowing our budget?
According to Waitrose, a dinner party revival is underway led by younger people trying to reduce the cost of getting together.

Always have bread
People will feast on the
ELLA RISBRIDGER, AUTHOR OF THE KITCHEN BOOK – GOOD FOOD FOR EVERY DAY
bread, and then need less fish/steak/expensive whatever. All small plates restaurants know this: this is why the first thing on the menu is always artisan bread and butter.

Use vegetables as centrepieces


Add pantry items
Graham’s recipes include a braised cabbage with a preserved lemon sauce, a roast cauliflower with saffron, and harrisa roast carrots with mango labneh.
How to host on a budget

Improve the everyday
Guests will always appreciate a stellar interpretation of the ordinary. Think lasagna or curry.
Cooking dinner for your guests is spoiling them – you’re being generous with your time, your effort, and your home. So don’t feel the need to go overboard elsewhere.


Ask for help
Ask friends to bring a contribution, be it a nibble or a pudding.
Big platter energy
[Presentation] can be the key to elevating something . Spaghetti and tomato sauce suddenly looks like a feast when tumbled on a lovely big plate, dressed with olive oil and parmesan and placed in the middle of the table.
Food writer and editor Eleanor Steafel

How to host on a budget
Taco party
Have one expensive filling, like shredded chicken, and two cheaper options, like refried beans, says Ella Risbridger.


Shop-bought ice cream is so easily zhuzhed up with the help of handy toppings, says Eleanor Steafel.

Low-effort tricks for
a cleaner house
While many Britons feel inspired to tackle their homes during summer, the warmer months can also make cleaning harder.
But Lynsey Crombie, known as the Queen of Clean, says the hotter months can increase mould, musty smells and sweaty clothes.
Here, she shares the tips and practical
hacks she lives by.
A study of 1,000 UK residents by Domestic & General revealed that almost one in 10 Brits have never cleaned their washing machine, yet it could be grubbier than the toilet seat.


Crombie says after 30 washes, use 500 grams of soda crystals on the hottest wash to clean out the drum. If there’s sludge, run a quick rinse cycle with some white vinegar.
Always make sure to leave the door and drawer ajar for 10 minutes to dry out too and avoid stale smells.
Household ingredients to use

White vinegar
This is Crombie’s go to. It can descale the kettle and taps and deodorise places in her home.
Table salt
For tough stains like red wine, rub salt into the stain, leave overnight and wash as normal.


For stubborn water marks, use half a lemon and bicarbonate of soda and leave on for 30 minutes before rinsing.

Cold water is better
You’re damaging [wooden] floor [with hot water], making it expand, stretch
and cause gaps…
During hot days, Crombie says to avoid cleaning with hot water altogether to avoid adding humidity to the home.
“Cold water is much better, and if you’re using the right floor cleaning product, it’s still going to be clean,” she says.
Hacks for a cleaner home
Three is the magic number
Wash your towels after two to three uses and make sure they dry properly in-between.


Focus on hotspots
Clean the “high traffic” areas, like the toilets, kitchen worktops and the hallway daily.
Open the windows
To keep a home fresh open the windows for 15 minutes each day – even in colder months.

Hacks for a cleaner home

Stainless steel
Crombie’s hack is one product: Barkeeper’s Friend in powder form.
The expensive products
“If you spend more money, you get the floral scents. The difference is scent, not performance.”


Ignore online advice
The biggest issue she sees is product overuse. “You don’t need half a bottle of washing up liquid to clean a surface.”
Crombie’s essentials
Four products can do do a full clean of the house.
- Antibacterial washing-up liquid: “It can clean almost anything, and any brand works.”
- : It’s pet-friendly, eco-friendly and “ticks all the boxes.”
- Cif cream cleaner: “It’s an old school product. It’s so good.”
- White vinegar: ““It’s great for washing sportswear, gym kits and is a great stain remover.”

How to keep your sex life going in a heatwave
Don’t endure it
For some people, the heat and the sun boost the production of hormones responsible for joy, pleasure and connection like serotonin and dopamine. For others, the heat causes fatigue and irritability. For them, being touched can set off an anxiety response.
GEMMA NICE [BELOW]

Don’t endure sweaty cuddles
- Long-term partners can be upfront and honest with each other and say that it’s too hot to touch right now.
- For others, break the tension by having an open and honest conversation.
- Choose dates with built-in air conditioning, like the cinema.
- Don’t ignore the issue or
power through if you’re too hot.
How couples can manage a heatwave
Take penetrative sex off the table
It may make you feel lightheaded, tired, and can even lead to erectile dysfunction because the body is overheating.


Indulge in dirty talk instead
Because you aren’t distracted by physical movement, your focus is entirely on your partner’s voice. This can help build a massive amount of tension and sexual desire.
How couples can manage a heatwave

This syncs up your nervous systems and can trigger a deep, full-body energetic response.
Mutual play
Set up a fan and touch yourselves while looking directly into each other’s eyes, says Nice.


Strip and chill out
Just sharing the space and being close to each other can strengthen your bond.
Taking four years out of work means that Sara’s pension pot is about £130,000 smaller than it would have been had she worked throughout this time, according to number-crunching by AJ Bell, the wealth manager.
This assumes she contributed 5 per cent of her salary and her investments grew by 5 per cent a year.
Sara was working for Credit Suisse in Hong Kong when she met Matthew (whose name has been changed) on a work trip to Singapore in the late 1990s. When their daughter was born in 2001, she took just eight weeks off before returning to work.
“Six weeks is the normal maternity leave in Singapore,” says Sara. “I carried on working until my bonus of £30,000 was paid in 2002, then quit to study for a Masters Degree in Environmental Management and be with my daughter. At the time, I didn’t really think about my financial situation.”
When their second child, a son, was born in 2003, the family moved back to the UK, to Hampstead, north London, and a second son followed in 2005.
With three young children, Sara continued not working and found herself financially dependent on her husband. It was only when they split up in 2006 that she started to understand the financial implications of this.
“I thought I was young enough to not have to worry about it,” says Sara, who has written a book, . “I didn’t consider that if you don’t work for a serious amount of time, you end up without pension contributions from that period, and it’s actually very challenging to get them back.”
Today, Sara has around £26,000 saved into her pension. But she isn’t worried just yet. “Right now, I’m focusing on building up my marketing business,” she says. “I expect to work for many more years. But because I genuinely love what I do, that doesn’t feel like a burden. It feels like a privilege.”
However, if she could go back and give her younger self some advice, it would be to talk more about finances with her partner before having children.
“You need to discuss how that’s going to work before you have children because otherwise the power balance in the relationship shifts in a way that’s really awful for women,” she says.
How does a career break impact your finances?
The financial impact of having children is huge – and it is something that typically affects women to a greater extent, as they still tend to do most of the childcare.
Surprisingly, women actually tend to earn slightly more than men when they start working life, aged 16 and 17, according to data from the Office for National Statistics.
However, by the time they reach their mid-twenties, men have started to edge ahead, with an average pay gap of 0.9 per cent. By their 50s, the difference in pay between genders is 12.5 per cent.
This gap really starts to widen around the time of having children. This is usually when women take a career break, and many return to part-time rather than full-time work.
But the impact isn’t just on salaries – it also affects long-term wealth, with lower pension contributions and, ultimately, a smaller retirement savings pot.
For a 30-year-old woman on an average wage, taking a five-year career break and then returning to work three days a week could mean losing out on £243,950 in pension wealth, according to Interactive Investor. For a higher earner, the loss could be as much as £422,495.
For Sara, a career break meant missing out on almost £130,000 of pension wealth.
If she had contributed 5 per cent of her £145,000 salary to her pension, that would be £7,250 a year and £29,000 over her four-year break. If this had grown at an annual rate of 5 per cent for 30 years, it could be worth £129,565. In reality it could be even more, as this does not factor in any employer contributions.
Camilla Esmund, head of investor campaigns at Interactive Investor, said: “Taking time out of work for childcare or caring has a knock-on impact: it changes our earnings and our contribution patterns to pensions.
“Plus, the UK has some of the highest childcare costs in Europe, putting a further strain on our finances, meaning women are often making sacrifices that impact their ability to build long-term wealth.”
What can you do about it?
Couples should talk about finances before having children. Consider how you will fund maternity leave, whether there is an option for shared parental leave and how this could impact you both long-term.
You may not know how you’ll feel about wanting to return to work, but it’s useful to discuss the options.
If you can afford to, choose not to pause or reduce your pension contributions while on maternity leave, says Sarah Coles, head of personal finance at AJ Bell.
“If you can keep up payments, you only have to pay a percentage of the actual maternity pay you’re getting, while your employer needs to keep making the same contributions as before, so you get far more bang for your buck,” she explains.
Don’t forget that if one partner takes time out of work, the other can pay into their pension on their behalf. Non-earners can contribute £2,880 a year to a pension, which is topped up to £3,600 through tax relief, helping couples continue saving and level the financial playing field.
Those returning to work after a career break could consider raising their contributions if it is affordable to try and make up for lost time.
It’s also worth reassessing your retirement savings and making a plan. Start by finding any lost pensions, says Esmund: “It’s easy to lose track of old pensions, but rounding these up can be a great way to make you feel more in control – and doesn’t need any extra funding.”








