I’m 44 and divorced – I lost our family home and fear I’ll be renting till I die

Divorce, once rare and stigmatised, has become mainstream – 42 per cent of marriages now end this way, meaning nearly half of us who get married can expect to experience it in our lifetime. Just as every marriage is different, so is every divorce. In this column, divorcees reflect on their life-changing experience. Helped by the benefit of hindsight, they share advice and reflections.

Lindsey Hayes, 44, was unable to afford the family home without having her ex-husband’s name on the mortgage. Here she reflects on the trap of renting, and why it’s increasingly common for midlife women.

On paper, I rent as a consequence of being divorced. My situation is not unique: mid-life women are far more likely to move into social housing long-term after divorce, while men are more likely to return to homeownership. A report from Legal & General found that, after a marriage ends, women’s household incomes plummet by 50 per cent on average, compared to a 30 per cent drop for men, while 24 per cent of women report struggling financially after their split, versus 16 per cent of men.

Seven years ago my marriage ended and although my ex wanted to sell the house from under me, after a long and expensive battle, I managed to buy our family home. Not buy him out. Buy the house from him. Buying him out wasn’t an option as I was never included on the mortgage or the deeds, meaning that it was never really “our” house.

The new military squadron to protect UK satellites

The UK is launching a new military unit tasked with defending satellites, protecting vital services on Earth and potentially supporting offensive operations.

Satellite in space orbiting the planet Earth for space research mission or GPS communications. NASA Public Domain Imagery

Protecting everyday services

The new No III Space Effects Squadron will protect satellites used to detect incoming missile threats, maintain communications and help navigate ships, the Ministry of Defence (MoD) said.

MAN IN COMBATS USING LAPTOP
  • The unit will bring together specialists from across the Armed Forces to respond to hostile activity in space and safeguard satellites that are relied on for everyday services.

How will it combat adversaries?

The MoD said the new unit would combat threats in space using advanced technology, including electronic warfare, “to disrupt, degrade and deny hostile actions”.

It is intended to support offensive and defensive space operations and will grow over time as new capabilities enter service.

4 min read

4 min read

The context

The scheme is announced as other nations continue to build up their military capabilities in space.

  • The UK Space Command warned last year that Russia was attempting to jam UK military satellites regularly.
  • Earlier this month, the US said that it had deployed weapons in space for the first time.
  • Responding to the US announcement, the Chinese foreign ministry said Washington was “preparing for war in outer space”, and cautioned against turning space “into a battlefield, as well as an arms race there”.

Watch more from The i Paper

A man works out at the gym

How middle-aged men are turning to weight-loss drugs

Slimming jabs have so far been used by overwhelmingly more women than men. However, according to sales figures from online pharmacy Phlo Clinic, men are now using the drugs in growing numbers as they are available in tablet form.

The stats behind the change

  • Before the Wegovy pills were introduced, 23 per cent of customers were men. Now. it is 34 per cent.
  • The average age of men previously buying the injection was 51. Now, due to the pills, it’s 56.
  • A study of over 5,000 people by University College London in 2025 found that over twice as many women were using weight-loss jabs compared to men.
  • The same study also found that middle-aged people were most likely to use the jabs.

Why are men less likely to use weight-loss medication?

Phlo chief pharmacist Alistair Murray said: “There’s persistent stigma around men asking for help with their health, and an injection can feel like one more reason to put it off. A tablet is a lot easier, it fits into daily life, and so it doesn’t feel like such a leap.”

Overweight diabetic man injecting insulin into abdomen at home. Close up.
  • Dr Ehtasham Ahmad, a diabetes and obesity specialist at the University Hospitals of Leicester, also pointed out that women have traditionally faced more societal pressure to stay slim.
Amyloid plaques in the brain

The drugs that could slow Alzheimer’s – and when they could come to NHS

Two Alzheimer’s drugs with new mechanisms could be used in the NHS within the next five years, experts said at a conference last week.

How to be more grateful for daily life in five easy steps

The world feels like a difficult place at the moment, and it can feel very hard sometimes to find things to be thankful for; when we are overwhelmed, we have less capacity to notice and reflect on the good things. Yet, ironically, proactively cultivating gratitude is one of the things that can actually help us feel less stressed.

NHS GP dR RADHA

The science

Research has shown that feeling or expressing thanks can actually alter our brain.

  • The balance of neurotransmitters change; more serotonin and dopamine (feel good chemicals) are produced.
  • This can be long lasting if we make gratitude a regular habit.
  • We also get a decrease in our cortisol (stress hormone) levels which helps lower anxiety.
  • Being grateful can strengthen the nerve pathways which triggers positive emotion.

How can we build gratitude?

Two adult brothers enjoy a warm embrace in a sunny park. They stand beside a decorative fence surrounded by lush greenery, showcasing a strong bond and happiness in the moment.

Change your words

Instead of seeing something as a problem, try to see the opportunities within it. 

Our brains are very receptive and what we read or write can alter our emotional system.

Caucasian mid adult patient writing a diary while recovering in the hospital ward - stock photo

Express it

This will not only make you feel good, but you will also get a positive response from others.

How can we build gratitude?

Notice more

Throughout your day, try to notice all the things that are going well; has someone opened a door for you, or smiled?

Happy woman spending leisure time with friends at sunny day. Multiracial females are talking with each other. They are wearing sports clothing.
Group of Happy Asian senior women friends shopping and having lunch at restaurant on summer holiday vacation. Healthy elderly woman enjoy outdoor lifestyle meeting and eating food together.

The basics

By being thankful for the small things every day, we are far more likely to be and stay healthy so that we can enjoy them.

What to do

Gratitude can lead to feelings of optimism, lower our blood pressure, and improve sleep quality. 

  • Write down what potential good aspects there are to the things you don’t feel like doing, or even what could be worse about it.
  • Spend a few minutes writing down three things that you are looking forward to that day, or the good things that have happened to you that day.
  • Say thank you to yourself for the things you have achieved, or managed to get through and changed that day.

Sales of battery
electric vehicles hit a record high last year.

Starts at £22,995 for the smaller battery

Available with either a 40kWh battery or a larger 52kWh pack, that offers almost 255 miles, the latest, retro-inspired Renault 5 is both a joy to behold and a hoot to drive.

The interior has been lavished with a level of detail that’s typically reserved for more expensive cars. 

4 min read

A champion of EV efficiency

It offers a remarkable 491 mile range on a single charge from the 85kWh battery.

It is a technological masterclass inside with the ability to option screens that span the entire width of the dashboard, including an optional display for the front passenger.

Priced from £37,400

2 min read

It’s a lot of money to part with, but this is arguably all the car you will ever need.

The £89,000 Macan is a premium SUV that somehow manages to blend Porsche’s reputation for dynamics and sporty driving with everyday practicality.

The 95kWh batteries can go from 10 to 80 per cent in as little as 21 minutes from the fastest public charging outlets.


With the business class-style six seat configuration costing a staggering £76,995, it is by far the most expensive Kia ever made, but it backs up its financial demands with a suite of genuinely useful and impressive onboard technology.

It’s fast, goes a long way between stops and charges relatively quickly but the interior is bland, the onboard technology is infuriating and the experience is devoid of emotion. 

All of its gadgetry can’t disguise the fact that performance is weak, even for a typically zippy EV, the ride is fussy at slower speeds and it’s not in the least bit enjoyable to drive on a country road.

  • While good value (prices start at £17,935) for the 200-mile max range, there are more interesting options from Hyundai, Citroen and Renault for similar money.
  • It attempts to wow with tech, much of which hinders, rather than helps. 
  • There’s no tangible benefit over mounting your phone to the dash.
  • Simply an average driving experience, adequate range and slow charging speeds. 

2 min read

The kitchen gadgets under £25

best kitchen gadgets

Victorinox paring knife

It’s comfortable to hold, with a point sharp enough for scoring pastry.

ProCook cast iron pan

For unbeatable searing and heat-retention, cast iron is the top choice. 

Tesco chopping board

Priced at just £22, I’ve yet to find another board that matches it for sheer value and quality.

The kitchen gadgets under £25

Pyrex jug

It is the perfect vessel for blending smooth sauces, melting butter, or warming stock. It won’t stain like plastic and the red measurements never fade.

Salter scales

“I’ve had my slim little set of Salter Disc Scales for over a decade, and I’m delighted to see they are still made to exactly the same reliable design today.”

Microplane grater

It uses photo-etched stainless steel teeth that stay razor-sharp for a decade, something the lookalike copycats simply can’t match. 

Braun hand-held blender

It’s an essential for everything from making velvety soup to getting the lumps out of white sauce. 

Bodum cafetiere

As well as delivering great results, cafetieres are easy to clean and there’s no ongoing filter paper costs or pod recycling to deal with.

5 min read

The kitchen gadgets under £25

Oxo peeler

What truly sets it apart is the chunky, rubberised handle that absorbs pressure and stays completely non-slip, even if your hands are wet. It is inexpensive and incredibly durable.

Falcon pie dish

Made by fusing porcelain onto heavy-gauge steel for smooth durability, it is dishwasher, freezer, hob, air-fryer and oven-safe. 

The golden rules for a happy, secure relationship

Psychiatrist and neuroscientist Dr Amir Levine, author of bestselling book , explains why we behave the way we do in love.

Happy woman walking with male partner in vineyard during sunset. Elderly couple are touring in field against sky. They are enjoying during weekend.

Golden rules for happy relationships

Start with your own behaviours

The foundation of a secure, connected life is being what I call CARRP: that means being consistent, available, responsive, reliable and predictable. All of these qualities can be enacted in small gestures every day.

Side view of affectionate happy couple sitting in the cozy cafe. - stock photo
Happy young couple spending quality time together at home

Express your needs

People need consistency and connection to feel safe. This is not, ‘You hurt my feelings by never replying to me’, it’s more ‘this is the kind of contact that helps me feel secure’.

Golden rules for happy relationships

Unhappy married couple facing away from each other in a quiet home, concept of emotional distance, loneliness in relationship and family problems - stock photo

The appendix ‘inflammation’ rule

If a relationship repeatedly inflames your nervous system, you need to disengage and deprioritise it.

Lean on community

You don’t need hundreds of friends. You need people and places that regularly remind you that you belong. 

Happy couples talking while walking embraced during spring day in a meadow.
Candid shot happiness and togetherness Asian mother supporting daughter try to standing and walking first time and positive emotion - stock photo

Stop blaming childhood

Humans are much more complicated than: ‘this happened to you, therefore you are doomed to be anxious’.

Financial problems. Worried middle-aged woman holding utility bills, managing monthly household budget, sitting on bed feeling anxious. Cost of living concept

Reach for a
secure script

When something unsettles you in a relationship, your first reaction is not always the most accurate one. 

If you’re anxious, your brain may jump very quickly to: ‘this is the beginning of the end’. If you’re avoidant, your brain may say: ‘this person wants too much from me, I need to get away’. So one very practical thing you can always do is pause and ask: ‘What would a secure person do here?’

Loneliness elsewhere

When people talk about loneliness, they often assume it means you don’t have enough people in your life. But you can be surrounded by people and still feel lonely if those relationships leave you feeling excluded, ignored or disconnected.

Frustrated lonely shy guy sitting apart of others teenagers - stock photo

What to do

  • Build a community that works for your temperament and gives you regular, reliable moments of connection.
  • You can still be kind to people while not treating them as someone who belongs in your inner circle. 
  • Explain what you need. Sometimes people simply don’t realise how you are experiencing them.
  • Check in with people: does this person actually feel that I’m reliable? Do they experience me as predictable? That’s the only way that you can start to become more secure.

Do some foods leave
you feeling hungry rather than satiated? Experts say there are…

Foods that leave you hungrier

A bowl of cereal and glass of orange juice

More refined cereals are digested quickly, and fruit juice, whilst one of your five-a-day, contains less fibre than whole fruit. This might mean you find yourself hungry again within 1-2 hours of eating this breakfast.

Woman eating colored breakfast cereal in front of laptop, workplace breakfast, quick healthy breakfast in office in the morning.

Swap the orange juice for a whole orange, the cereal for oats and milk or serve it with Greek yoghurt or a boiled egg. This would increase the fibre and protein content; two nutrients strongly linked with fullness.

Foods that leave you hungrier

Gail's croissant Image taken from https://gails.com/collections/breakfast/products/croissant

These pastries are made primarily from refined flour and butter, and are relatively low in protein and fibre.

Toast and jam

Toasted bread and white background
FILE PHOTO: Pufferfish sushi line is seen on a display window at a market in Shimonoseki, Japan February 7, 2020. Picture taken on February 7, 2020. REUTERS/Sakura Murakami/File Photo

Shop-bought packs can contain a lot of white rice, which is digested quickly, and the protein content is often modest.

Foods that leave you hungrier

Sarawak laksa is one of many varieties of this noodle soup (Photo: Tham Kee Chuan/Getty)

Vegetable soup

On its own, it is often very low in protein and calories, so hunger can return quickly.

Unless it’s loaded with veggies, it’s probably pretty low in fibre.

WASHINGTON, DC - AUGUST 12: Chocolate Milkshake Smoothies photographed for Food in Washington, DC on August 12, 2024 (Photo by Scott Suchman for The Washington Post via Getty Images; food styling by Lisa Cherkasky for The Washington Post via Getty Images)

Liquids are generally less filling as they require little chewing which may not trigger satiety signals.

Foods that leave you hungrier

London, convenience store, snacks and sweets. (Photo by: Jeffrey Greenberg/Education Images/Universal Images Group via Getty Images)

Snack bars

They are ideal for a quick pick-me-up, but if reducing hunger is what you’re after, it’d be better to swap it out.

Low-fat yoghurt

A full-fat plain Greek yoghurt with berries and seeds tends to be much more filling due to the protein, fat and fibre.

Which yoghurts are the best options? (Unsplash)
BANGKOK, THAILAND - OCTOBER 17: A "KT Herbalist", a Kratom cocktail made from Kratom, coffee and siamese herbs is seen at Teens of Thailand, a bar in Bangkok's Chinatown on October 17, 2021 in Bangkok, Thailand. In April 2021, the start of Thailand's third and most deadly wave of the COVID-19 pandemic, the Thai government banned the sale of alcohol in restaurants and bars, crippling the already suffering food and beverage industry. With a lack of government aid and support, some bars have shuttered their doors in hopes of reopening post-lockdown, while others shuttered their doors for good. But six months into Thailand's most recent lockdown, Niks Anuman-Rajadhon, owner of Teens of Thailand, a gin bar located in a renovated shophouse in Bangkok's Chinatown, decided that instead of waiting for the government to allow the sale of alcohol again, they would take advantage of Thailand's recent legalization of Kratom. Kratom is a locally grown herbal drug with mild opioid and stimulant effects and was reclassified from a type-5 narcotic to a legal-to-grow herb in August 2021. While Thailand prepares for a tentative reopening on November 1st, the alcohol ban and curfew are set to continue, leaving business owners questioning if the country can revive its suffering tourism industry. (Photo by Lauren DeCicca/Getty Images)

On an empty stomach, it can actually increase your appetite.

What to eat instead

Instead of thinking about avoiding foods, think about what you can add to them.

  • Add beans, lentils or shredded chicken to your vegetable soup and pasta.
  • Thicken your smoothies with Greek yoghurt, chia seeds and oats.
  • Apple slices with peanut butter, yogurt with berries and hummus with oat biscuits are better snack options than a pre-made snack bar.
  • Have alcohol alongside a balanced meal containing protein and fibre.

How to age well
without pain

Will Harlow, a physiotherapist
for the over-50s and author of Independence for Life, shares
the key signs you’re ageing
badly – and what to do about it.

How to know

Ageing well is maintaining the ability to do what you want you want for as long as you want without needing help. Everyone is talking about longevity but what’s the point in living longer if the last decade is painful and you’re [totally] reliant on people?”

The signs to look out for

Senior woman on sofa feeling and suffering from back pain. - stock photo
  • The most obvious early warning sign of bad ageing is pain says Harlow. 
  • Another is losing confidence in doing daily tasks, which can quickly lead to a lack of independence.
  • One call Harlow often receives is people calling after having a fall and struggling to get up.

4 min read

How to age without pain

Not just stopping

When people retire, they often put their feet up and stop. Your body really is use it or lose it.

Throughout our entire lives, Harlow says we need between seven and nine hours of sleep.

Tired mature woman taking a nap on the sofa in the living room
Maribel Ezcurra, 77, a retired milling machine mechanic, practices tai chi with fellow seniors in a park in the Playa neighborhood of Havana, Cuba, Wednesday, April 15, 2026. (AP Photo/Ramon Espinosa)

Social isolation

The lack of connection can increase the risk of premature death by
as much as 29 per cent.

Strength training

It really is the proxy for
overall independence.

The more muscle mass you have, the less chance of heart disease, diabetes, falls and even anxiety, depression and dementia. 

This is a photo of a senior man helping his wife lift weights. See PA Feature HEALTH Physio. WARNING: This picture must only be used to accompany PA feature HEALTH Physio. PA Photo.Picture credit should read: Alamy/PA. NOTE TO EDITORS: This picture must only be used to accompany PA Feature HEALTH Physio.

The brain can be linked to muscle mass too, Harlow says. It’s not just about being able to lift things. It gives you more energy, better sleep and you’ll look and feel better.

How to age without pain

Daily habits

Do short bursts of exercise, between 30 and 60 seconds, in otherwise dead time during the day.

Elderly woman exercising in a public park
A mature man rouses in the early morning light, stretching as he wakes.

Stretch in bed

Take joints through a full range of motion for five minutes to loosen it before getting up.

Don’t crash diet

A woman adds up food calorie counts in her kitchen

How to age without pain

Protein shake and chocolate protein powder in a scoop, Sports nutrition.

Harlow advises 1.6 grams per kilogram of body weight to stop muscle loss alongside resistance training.

Don’t wait

Harlow finds that many patients put off making a change to their lifestyle until their lives are consumed by pain. 

Menstrual pain, woman with stomachache suffering from pms at home, endometriosis, cystitis and other diseases of the urinary system - stock photo
Close-up view of female jogger tying laces of her sport shoes before running exercise routine. Motivation, healthy lifestyle and fitness concept.

For most people, it’s about reducing the number of times per week you’re exercising, not reducing intensity. 

The three ageing tests to do

  • Lie completely flat on the floor and get back up to a standing position using any technique. This should take less than 10 seconds.

  • See how many times you can sit on the chair and stand back up again in 30 seconds. Men should be aiming for more than 14 times and women 12. 

  • The single-leg stand, which involves standing on one leg and balancing for 10 seconds. Everyone should be able to do that and for those under 65, Harlow asks them to do it with their eyes closed.

Having moved mountains to buy the house, it soon became clear that the business I had at the time would not recover from the cost of my divorce, so in an effort to not spend my children’s younger years constantly worrying about money, I decided to sell and downsize to try and steady the ship.

The short version of that story is that at the last minute my buyer dropped their price, meaning I couldn’t afford the house I was moving to, and as interest rates were set to increase and I didn’t want to lose my buyer completely, I had little choice but to rent for a while. And here I am four years later, still renting, without much hope of that changing any time soon.

The rent cost for the place I found after selling was vastly more expensive than paying my mortgage had been, and although I begrudged paying it, I thought it would only be in the short term. It was during those wild, post-Covid days, when rentals were being snapped up before they’d even been listed. Bidding wars for rental properties were something I had never experienced when I had last rented 14 years prior. It was a brutal place to find myself, having to offer an extra £100 a month just so the landlord didn’t rent it to the next person who walked through the door.

While the “single person tax” is not an actual tax, it is the price that we, the single people, pay for living in a world designed for two people. This burden is becoming more urgent. According to new data from the Office for National Statistics, average rents increased in England by 4 per cent in the 12 months. With two incomes to absorb that, it’s not ideal, but probably does not put you at your affordability ceiling. As a single-income household, such as mine, it could and, if I’m honest, already is.

It is now much harder to absorb this ever-increasing cost of living alone. Things would be much easier if there was another income, another name on the tenancy, someone to not only split the cost with but also share the worry about it over dinner.

But there is no other person for me to navigate this with. And the longer I’ve done this alone, the more I have come to realise that there is an invisible cost to single living that never gets mentioned alongside the rent figures.

Lindsay Hayes who is living in a rented property after divorce ***Pic by David McHugh / 07768 721637***

It isn’t just the rent. When there are two adults bringing in money to a household, there is the opportunity to split everything from the rent down to your Netflix subscription. With one adult earning, the same costs still need to be met but with half the money available. And in fact, when the single person is a woman, her income is potentially even less than her male counterpart, thanks to the gender pay gap.

Even where there is an allowance for being a single person, as with council tax, there is only a 25 per cent reduction, which makes no sense at all. The truth is, it is a terrifying place to be and leaves me feeling very exposed. I had an interesting conversation with a girlfriend recently. Also divorced. Also struggling financially.

Unlike me, she has met someone new and has started to consider living with them, which surprised me, as having worked so hard to find my peace and create a life that finally feels like mine, I can’t imagine wanting to disrupt that by living with someone.

But then I considered other friends who have reached this side of divorce; I have watched a lot of those friends very quickly step into new relationships and shared living arrangements. And if I’m honest, I can’t help but wonder what the real motivation behind those decisions was. Was it love or was it money?

It’s not that I think any of them are consciously choosing a partner because the maths works better with two names on a lease. But there is no denying that it does, and therefore that financial pressure does have a way of fast-forwarding the timeline for relationships.

And I say this with zero judgement, because whilst it isn’t something I want, the alternative of battling on in a world of costs designed to be borne by two incomes is indisputably hard.

The reality behind the rising rental costs is not just the financial impact; it’s the decisions one has to take in order to survive it. Moving from the area where your life is to somewhere a little more affordable. Finding someone to move in with and share those costs. Or, and this is always my own go-to solution, getting more resourceful at finding ways to earn money.

Original source I’m 44 and divorced – I lost our family home and fear I’ll be renting till I die

Back to home