Inside Tower Hamlets, the over-40s universal credit capital of the UK

Walking around Tower Hamlets, the huge economic divide that polarises this east London borough is stark.

Canary Wharf’s glistening skyscrapers and iconic capital landmarks like the Tower of London nestle alongside the shadow of dilapidated tower blocks.

More than half the children here live below the poverty line and the area has seen claims for benefits balloon among its older working-age population.

How the UK rejoining the EU could impact your money

With the prospect of rejoining the EU now a possibility, many questions have been asked about the possible impact on people’s finances. Our business columnist Hamish McRae aims to answer 10 such questions on what this seismic change could mean.

The impact of the euro

  • 1Would we have to adopt the euro? We don’t know. The opt-outs we had previously have lapsed but we could renegotiate.
  • 2Would the euro be better? Historically, the euro has been stronger, but it would only be a marginal advantage.
  • 3Would inflation be higher or lower? Historically, the UK has a much worse record so you would expect slightly lower inflation.
  • 4How would it affect interest rates? They are generally lower in Europe, but when this has led to inflation or a surge in borrowing, governments have been forced to take other measures to hold down prices.

Membership pros and cons

  • 5Would the EU have control of tax and spending policies? No, but the European Central Bank could have a big influence on these.
  • 6What about unemployment? Unemployment is generally higher in the EU; so, on balance, it would probably go up in the UK.
  • 7Are there practical advantages of membership? There are some, like individuals and companies not having to change currencies, but it does come at a price.
  • 8Is the euro popular with the European public? Yes, 83 per cent support it as per a survey carried out last year.

How popular would it be?

9. What about euro popularity here?
It is impossible to unpack that from the issue of rejoining the EU. If you look at where Britons emigrate to, the top three are Australia, the US and Canada, which all have their own currencies. In that sense, our links are with the Anglosphere, not Europe.

One Euro and British pound coins are seen in this illustration taken, November 9, 2021. REUTERS/Dado Ruvic/Illustration
Prime Minister Andy Burnham departs 10 Downing Street, London, to attend Prime Minister's Questions at the Houses of Parliament. Picture date: Wednesday October 14, 2026. PA Photo. Photo credit should read: Jordan Pettitt/the Press Association

10. What will happen to the Eurozone?
The answer, inevitably, is that we don’t know. What we do know is that adopting the euro, if it were ever to happen, is a long, long way down the line.

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New world-leading NHS genomics lab to improve cancer care

Female Scientist Performing A Scientific Experiment In A Laboratory, Holding A Petri Dish And Dropper.

A world-leading NHS laboratory has launched in the UK to advance personalised cancer testing and treatment.

Making use of AI

The Royal Marsden Centre for Cancer Genomics will work with to deliver a new generation of cancer diagnostics known as .

This involves information about a patient and their tumour being combined with artificial intelligence to give the fullest picture of their cancer.

It will help doctors ensure NHS patients can access clinical trials, more personalised treatments and flexible treatment plans that can change with their cancer.

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“Currently, workflows in the NHS very much focus on doing a single test for a patient with a single action that follows it. We think that, in the future, to really refine patient treatment to make sure that it’s truly personalised… we’ll be taking multiple measurements from patients during the course of treatment for cancer”

Professor Michael Hubank, scientific director of clinical genomics at the Royal Marsden
A nurse in blue scrubs with a stethoscope consults with a Black patient in a clinic, using a tablet. Warm, professional healthcare scene highlighting patient care and medical teamwork.

How will it work?

  • AI will “integrate” the information to create a score which is very specific,” said Hubank.
  • This score tells doctors where the patient sits on a spectrum of how to treat them and what therapies to give them in the first place.
  • Hubank added: “Not only that, the continuous monitoring of those patients down the line will tell doctors how to tailor that treatment to each individual patient.”

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Rayner ‘confident’ rough sleepers offered Christmas shelter

Housing Secretary Angela Rayner has said she was “very confident” that everyone sleeping rough would be offered accommodation this Christmas.

LIVERPOOL, ENGLAND - SEPTEMBER 29: Secretary of State for Housing, Communities and Local Government, Angela Rayner, gestures as she speaks during day three of the Labour Party Conference at Liverpool Experience Campus on September 29, 2026 in Liverpool, England. Labour enters its annual party conference with a polling boost holding a four-point lead with 27% of the vote under new Prime Minister Andy Burnham. He took over the leadership in July this year and has since driven a turnaround in the party's fortunes. (Photo by Leon Neal/Getty Images)

A “whole-systems approach”

Rayner said she hoped the push to end rough sleeping would become “as entrenched” as the national minimum wage.

She added that Andy Burnham asked her to speak about homelessness to the Cabinet, with the PM stressing the need for a “whole-systems approach” and intra-departmental collaboration to address the problem.

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The issue is ‘entrenched’

“I’m confident everyone will receive an offer this Christmas. But it can’t just be about a Christmas offer, and we know some of the reasons why people are rough sleeping are quite entrenched. We have to sustain it and we have to build on it… I’m not confident you won’t see any rough sleepers, I’m confident that everyone will have an offer”

Housing secretary angela rayner
Unrecognizable homeless person sleeping in sleeping bag on a park bench (Berlin, Germany)

Changing the system

Rayner spoke of the Government’s shift away from centrally-imposed “draconian” targets towards giving local areas more ownership of the drive to tackle the issue.

Housing Secretary Angela Rayner speaking to emergency responders who fought the home-destroying Stourbridge fires at West Midlands Fire and Rescue Service HQ in Birmingham. Picture date: Monday August 17, 2026. PA Photo. Photo credit should read: Joe Giddens/PA Wire
  • She said local authorities had been given funding and were expected to make sure everyone sleeping rough received an offer of accommodation.

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Trump posts ‘offensive’ videos after man killed by tiger

The family of William Chapman, who was killed by a tiger last weekend, say “deeply offensive media content is causing them severe distress”, as US President Donald Trump posted multiple videos related to the attack.

What to know about the tiger attack

Chapman, 23, was mauled to death when he entered the tiger enclosure at Yorkshire Wildlife Park on Saturday.

Flowers left at Yorkshire Wildlife Park, which remains closed today, October 12 , 2026, after a man was fatally attacked by a tiger. // The 175-acre zoo located near Doncaster, South Yorks., was shut on Saturday after a man - who has not been named - jumped into the animal's enclosure. Tragically, he was pronounced dead at the scene, South Yorkshire Police later said. A spokesperson from the popular family-friendly park confirmed it was closed yesterday (Sunday), with the park's website detailing that it will also be closed today (Monday). Photo released 12/10/2026 Photo released 12/10/2026
  • His family have criticised the online reaction to his death and questioned what part his “significant mental illness over a number of years” and strong prescription medication played in the incident.

More details

  • Chapman was pronounced dead at the scene on Saturday, according to South Yorkshire Police.
  • City of Doncaster Council, which is responsible for licensing the park, said on Monday it had started a health and safety investigation.
  • The park remained closed on Wednesday for a fourth day after the attack.

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A statement from the family

“The family are utterly devastated by their loss and are struggling to come to terms with what has happened […] The publication and circulation of deeply offensive media content is causing them severe distress at an exceptionally vulnerable time. We ask people to stop doing this”

statement WILLIAM CHAPMAN’S family
Undated family handout photo of William Chapman, who was mauled to death when he entered the tiger enclosure at Yorkshire Wildlife Park, in Doncaster, on Saturday, had suffered from ???significant mental illness over a number of years???, his family said in a statement. Issue date: Tuesday October 13, 2026. PA Photo. Photo credit should read: Family Handout/PA Wire NOTE TO EDITORS: This handout photo may only be used in for editorial reporting purposes for the contemporaneous illustration of events, things or the people in the image or facts mentioned in the caption. Reuse of the picture may require further permission from the copyright holder.

What did Trump post?

US President Donald Trump arrives to speak during a campaign rally at F&M Bank Arena in Clarksville, Tennessee on October 10, 2026. Trump is campaigning for Republican candidates ahead of the November 3 midterm election. (Photo by Mandel NGAN / AFP via Getty Images)

The President reposted a short clip to his Truth Social account, which has 13 million followers, on Tuesday showing the tiger biting and clawing Chapman, but not him being killed. The caption of the post read: “Don’t ever mess with nature!”

On Wednesday morning, Trump then posted an AI-generated video of himself grappling with a tiger. The song “The Lion Sleeps Tonight” by Tight Fit plays over the clip.

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It is hard to avoid facing the reality that Trump shared footage of a man’s death, against the express wishes of his grieving family, so he could use an AI slop video to suggest he could beat a tiger in a fight.

Erlanger - Circa February 2022: Wayfair Distribution Center. Wayfair is an e-commerce company that sells home goods online and in outlets.

The firms fined millions for misleading sales tactics

Three major firms have been fined £6m for misleading sales tactics, the UK’s competition watchdog said.

The Competition and Markets Authority (CMA) has also ordered two of the companies to pay customers £440,000.

The firms fined – and why

Wilmette, IL, USA - September 3, 2024: Wayfair???s first-ever brick and mortar store. It opened in May 2024. Wayfair is an American e-commerce company based in Boston, Massachusetts that sells furniture and home goods primarily online.

The online furniture retailer was fined £4.8m for misleading customers with time-limited offers.

The online electronics seller was fined £1.2m for the same practice.

AUSTIN, TEXAS - OCTOBER 13: The exterior of a Gold's Gym is seen on October 13, 2025 in Austin, Texas. (Photo by Brandon Bell/Getty Images)

The gym chain has been fined £48,000 for not telling customers the total price of memberships in a clear and timely way.

Two to pay refunds

Gold’s Gym and Appliances Direct have been ordered to refund a total sum of £440,000 to affected customers.

Close up English coins on wallet with banknotes
  • Appliances Direct, which was found to have automatically opted customers into paid-for extras, is responsible for about to customers affected by opt-ins, at an .

What did Gold’s Gym do?

The CMA said Gold’s Gym did not include joining fees in the price shown to consumers for annual and direct debit memberships, or the total price was shown in a way that was unclear and unlikely to be seen. It ordered that the 726 affected customers should be refunded a .

The amount repaid to will depend on the type of membership they bought, but it will be .

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No customer action needed

  • The CMA said Gold’s Gym and Appliances Direct would contact affected customers about their refund. Customers do not need to take any action.
  • The CMA investigation found products advertised on Wayfair’s website with labels like “daily deals” and 24-hour “flash deals” implied customers needed to act quickly to get the best deal.
  • However, it found many products remained available at the same price or lower after the stated deadline, making the time-limited offers false.

‘Time up for this behaviour’

“At a time when many households are carefully managing their budgets, people shouldn’t lose out because of misleading sales tactics. The time is up for this kind of behaviour. Businesses must treat their customers fairly and make sure they comply with the law – or risk hefty fines”

Hayley Fletcher, senior director for consumer protection at the CMA
CHONGQING, CHINA - JULY 30: In this photo illustration, a person holds a smartphone displaying the logo of Wayfair Inc. (NYSE: W), an American e-commerce company specializing in home goods and furniture, with the company's purple geometric logo visible in the background, on July 30, 2025 in Chongqing, China. (Photo illustration by Cheng Xin/Getty Images)

Burnham rules out Greens coalition after Zionism motion

Andy Burnham has ruled out forming a coalition with the Green Party while it keeps its “antisemitic” policy that defines Zionism as a form of racism.

Britain's Prime Minister Andy Burnham delivers his Leader's Speech during the Labour Party Conference in Liverpool, England, Tuesday, Sept. 29, 2026. (AP Photo/Jon Super)

After the Greens passed the controversial motion at their conference this month, the Prime Minister faced pressure to rule out a pact with them in a future hung parliament.

File photo dated 02/09/25 of leader of the Green Party, Zack Polanski. The Green Party is calling for free bus travel in England for those under the age of 22. Polanski said introducing the universal bus pass for the group could help young people shut out of employment and training by the cost of living. The party said the scheme would be self-financing, arguing that increased bus usage would boost the economy. Issue date: Saturday January 17, 2026. PA Photo. Photo credit should read: James Manning/PA Wire
  • At Prime Minister’s Questions on Wednesday, Burnham said he condemned the policy “unequivocally” and wouldn’t commit to a “partnership” with the Green Party for as long as it was still in place.

Burnham’s statement

“It is wrong, it is antisemitic and this side of the House will have nothing to do with it. We will always take the right response when it comes to any partnerships we have with other parties. We cannot support a partnership with a party that holds the position that has recently been adopted”

prime minister Andy Burnham
British Prime Minister Andy Burnham gives an tv interview following his meeting with the German Chancellor in Berlin on October 8, 2026 . (Photo by Sean GALLUP / POOL / AFP via Getty Images)

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More than half of the 50- to 64-year-olds in Tower Hamlets claim universal credit (UC), the highest in England and Wales, research by the TaxPayers’ Alliance (TPA) shows. It also has the joint-highest share of people in their 40s claiming universal credit (43.5 per cent), alongside Birmingham.

People who are on a low income, out of work or unable to work can claim the benefit, which is designed to help with living costs.

When presented with the data, some residents were shocked, while others weren’t surprised, saying that the area has “fallen by the wayside” and that there is a lack of opportunities.

Tower Hamlets Council says the reasons the area has the highest number of benefit claimants aged 50 to 64 are “complex and cannot be viewed in isolation”, with the borough facing “significant levels of poverty, high housing costs and wider economic pressures”.

The wider benefits issue

The i Paper previously visited Blackpool and Thanet – areas which have the highest and second-highest numbers of UC claimants aged between 20 to 29 – but Tower Hamlets’ issues lie with the older generation.

Statistics from the TPA show that 50.4 per cent of those aged 50 to 59, and 51 per cent of those aged 60 to 64, claim UC in the local authority.

( for The Ipaper ) Tower Hamlets London which has the highest proportion of over 50's claming benefits in the country.

The research also found that 43.5 per cent of 40- to 49 year-olds in Tower Hamlets are on UC, the joint highest alongside Birmingham.

Benefit reform is set to be a key issue for Chancellor John Healey in the autumn Budget and the coming months, with leading economists warning he faces having to raise taxes or slash the welfare bill by up to £35bn.

Amid growing pressure on Healey to cut spending, the welfare system is straining under a record number of benefit claimants – 24.5 million in March 2026, according to the latest Government figures.

Of that total, almost 8.3 million were claiming UC.

‘Everything has fallen by the wayside’

In the middle of a quiet market, Erica, 74, told The i Paper of the difficulties faced by those living in Tower Hamlets.

“Everything has fallen by the wayside. I just feel that the council are not willing to come forward and help as much as they should and that’s why a lot of people want benefits to survive,” she said.

“The cost of living is just so high here, the rents are going up every year and salaries are not high enough for people to live on.

“I know people that have two or three jobs, so obviously they are going to take universal credit if they can get it.”

The pensioner added: “That’s something that the Government should look at in the October Budget.”

One woman told The i Paper that she claimed UC as she was out of work due to a medical condition.

“I know that a lot of people around here have lost their jobs due to things like automation,” the 49-year-old said.

( for The Ipaper ) Matthew Llling resident in Tower Hamlets. Tower Hamlets London which has the highest proportion of over 50's claming benefits in the country.

A spokesperson for the Department for Work and Pensions (DWP) said three-quarters of the increase in universal credit cases since July 2024 have been driven by people moving from legacy benefits that UC replaced, a transition started by the previous government.

The DWP added that many UC recipients are already in employment, but reforms from two reviews into benefits and joblessness commissioned by the Government, the Timms and Milburn Reviews  due this autumn, will “put work and opportunity at the heart of the system”.

The Government is also investing £3.5bn in employment support for disabled people and those with long-term conditions, the department said.

Matthew Illing, 30, was another who wasn’t surprised by the borough’s UC figures. “It’s certainly not a wealthy area,” the data analyst said.

“When I’m out during the day, I often see a lot of people that you would expect to be at work, more so than when I have lived in other areas of London.”

Ethnic minority communities ‘face disadvantage in job market’, says council

Ahmed Elnaggar, who works in the energy industry, said he was shocked by the statistics.

The 32-year-old said a contributing factor could be that large parts of the population in Tower Hamlets are from ethnic minority backgrounds, “which traditionally have disadvantaged socio-economic situations.”

DWP data from May 2026 found that 62.2 per cent of UC claimants in Tower Hamlets were Asian/Asian British, 20 per cent were white, 9.2 per cent were black and 3.5 per cent were mixed race.

Figures from a 2021 census carried out by the Office for National Statistics found the population of Tower Hamlets is 44.5 per cent Asian/Asian British, 39.3 per cent white, 7.4 per cent black and 3.6 per cent mixed race.

A Tower Hamlets Council spokesperson said the area “has a diverse population, and national evidence shows that some ethnic minority communities experience higher levels of poverty and disadvantage in the job market throughout their working lives”.

Elnaggar added that there is a lack of employment opportunities in the area.

“I find that it is very residential and there aren’t many small businesses compared to other areas of London I have lived in, which I guess means less job opportunities,” he said.

Jim Ford, one of the directors of community-based, anti-poverty charity SocietyLinks, said that older people struggle with job opportunities.

Jim Ford one of the directors of charity SocietyLinks said that older people struggle with job opportunities in the area

“A lot of younger people will move out of Tower Hamlets to raise families, but older people don’t necessarily want to move out of the area, and they suffer with the lack of opportunities,” he said.

“What also doesn’t help is that the area is probably overpopulated, which just increases the competition for jobs,” the 74-year-old added.

What is being done to help the situation?

Many of the residents that spoke to The i Paper called on both the council and the Government to implement policies that would help those struggling with the cost of living and voiced support for Andy Burnham’s back-to-work scheme.

Responding to questions about the high percentage of 50- to 64-year-olds on UC, the council said: “What is encouraging is that many people in this age group want to work, remain in work or increase their earnings, but often need tailored support.”

Through the support it provides, the council said that it has helped 350 residents get back into work in the last year.

The spokesperson added: “There is no single solution, but by combining employment support, skills development and strong partnerships with local employers, we are helping residents access sustainable, rewarding work and greater financial security.”

Original source Inside Tower Hamlets, the over-40s universal credit capital of the UK

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