Martin Lewis has issued seven new tips to boost your state pension following the news that the government could make changes to the triple lock on the state pension.

Andy Burnham announced at the Labour conference plans from April 2030 to “adjust” the lock to “generate significant savings which we will use to build up our National Care Service”, which has subsequently caused debate with the Conservatives declaring it a manifesto point to maintain it.

The triple lock guarantee ensures state pensions increase year-on-year by either inflation, the average wage increase in the UK, or 2.5 per cent. But since it was first implemented in 2011, it has sparked debate with some calling it unsustainable while others call it a necessity.

Amid concerns that adjusting the state pension could leave pensioners worse off, MoneySavingExpert’s consumer champion shared seven tips to boost it before changes are brought in as part of his latest newsletter.

Here are the ways to boost your state pension:

Those who have helped with childcare for their grandchildren before reaching state pension age could be missing out on vital National Insurance credits, Mr Lewis said. A little-known credit could boost your state pension by thousands as they help fill in gaps you may have in your National Insurance record, which dictates your state pension amount.

People between the age of 40 and 73 can consider buying back National Insurance years if they are missing certain credits. You can buy back up to six years, according to MoneySavingExpert. The consumer blog specified that this tip was particularly helpful for people close to the State Pension age forecast to receive less than £241.30 a week and unable to plug gaps by any other means.

Some people could benefit from taking their state pension out later than the qualified age, which is gradually increasing to 68. Those who defer it would get paid a higher amount when they decide to claim - up to 5.8 per cent a year more - but they would receive it for a shorter time. MoneySavingExpert says that how worthwhile the deferral is depends on how likely you are to live and your income.

People who cared for a child or someone with a long-term disability between 1978 and 2010 could have incorrect National Insurance gaps reducing their state pension. These people have been urged to check their National Insurance record as more than 100,000 people are thought to be impacted.

The government brought in the Home Responsibilities Protection (HRP) between 1978 and 2010 in order to reduce the number of years of National Insurance (NI) credits needed to get a full state pension.

While it should have been given automatically to those claiming Child Benefit, or those who'd received Income Support throughout a full tax year while they were caring for a person with a disability or long-term illness, the system was marred with errors.

One money saving fan Mary emailed Mr Lewis to say she had been able to claim back £16,000 after following his advice.

People self-employed at any time between 2015 and 2024 may have wrong National Insurance gaps, Mr Lewis said. HMRC estimates up to 800,000 people could be affected with 160,000 of those already at (or within two years of) the state pension age. HMRC has been sending letters to those affected since this summer.

Hundreds of thousands of women who reached state pension age before 2016 were underpaid because their pension wasn’t boosted using a late or ex husband’s record. These people could be due a pay out averaging around £7,000, according to MoneySavingExpert.

Those affected include people who took time off work between 1978 and 2010 to look after children or someone with a disability, married women on zero basic state pension, and women who got divorced after reaching State Pension age.

Some groups will get automatic pension top-ups instead, including women whose husbands turned 65 on or after 17 March 2008 and people over the age of 80 who are not being paid at least £110.75 a week in state pension.

People under state pension age who give more than 20 hours of unpaid care work a week to someone on a qualifying benefit (PIP or DLA) could get NI credits - even if this means caring for a partner or child. These people can backdate their carer’s credit by a tax year, whole those doing more hours could be eligible for a carer’s allowance instead.