The Financial Conduct Authority (FCA) is warning households relying on advice from AI chatbots could put their investments at risk.
A survey by the watchdog of adults aged between 18 and 40 who own investments, or are considering making investments in the next year, found 56 per cent trusted AI tools to help make financial decisions.
Four in five investors classed as “less experienced” have used AI to make investment decisions.
Mpox arrives in new countries – how worried should you be?
Since 2022, there have been nearly 190,000 lab-confirmed cases of mpox, but a fresh outbreak in the small West-African nation of Guinea-Bissau means the virus is back on the global agenda.

What we know about the new outbreak
Cases had not been reported in Guinea-Bissau before the latest outbreak, with 23 of the 46 reported cases being children under the age of 15.
The confirmed cases do not appear to be linked, suggesting the virus is circulating more widely and there are unidentified cases.
Why is it spreading?
In the last major global outbreak in 2022, mpox appeared to undergo changes which meant it spread more efficiently from person to person, passing via close contact.

- This more infectious version of the disease means that it spreads more easily in places like West Africa as there are areas where many people live closely together, such as refugee camps.

Vaccines and treatments
The WHO recommends two vaccines, but the issue of availability is particularly pressing in poorer nations.
A new global stockpile is set to be launched within weeks, meaning vaccines can be deployed more quickly to stop outbreaks.
But they do not stop outbreaks alone, with experts calling for better contact tracing, early detection, strong public health surveillance and supportive care.
The young Maga women whitewashing Trump’s presidency

The make-up of Donald Trump‘s inner circle has come under scrutiny after US Senator Jon Ossoff remarked on the President’s close relationship with his executive assistant, Natalie Harp.
The episode has highlighted how Trump has surrounded himself with young, perfectly groomed Maga women in the White House.
Leavitt has been perhaps the most prominent of these women as White House press secretary. She recently announced she would step down at the end of August to focus on her family.

- Upon her appointment to the post, she became known for her combative style, quick thinking and pushing false claims. She was often described a Trump’s “attack dog”.
Martin, communications adviser and special assistant to Trump, has been tipped as a possible replacement for Leavitt. She is the President’s leading content creator, often posting photo dumps and reels of events she has attended with Trump.


She was accused of “whitewashing and sanitising” Trump’s Alaska summit with Vladimir Putin by Azza Cohen, Kamala Harris’s official White House videographer.

The President and Harp have a very close working relationship.
She also reportedly left him notes saying, “you are all that matters to me” and, “I want to bring you joy”.
Plug-in solar panels go on sale – what you need to know

New rules mean that people can now buy plug-in solar panels online and in shops.
Retailers will begin selling them from Thursday, meaning solar power can run into the home network using an ordinary plug.
What you need to know
A kit can produce up to 800W of power, enough to generate up to 20 per cent of an average home’s electricity, officials say.
This should equate to savings of around £110 annually on bills. As they appear on shelves, ministers say prices could start off higher, but they expect them to average out at around £400-£600.
Who will sell them?
Argos has confirmed it will sell the kits from Thursday and Amazon is expected to follow suit soon.


Other retailers, including Currys, B&Q, Screwfix and Wickes have committed to stocking the plug-in panels.

Why are they only on sale now?
The sale of the technology was previously restricted because of safety and wiring standards.
The legal change follows rigorous, independent safety checks which show the panels are safe, according to officials.
Can everyone have one?
It depends on your property and its rules. You may still require consent from landlords, building owners, councils, freeholders, planning permission or listed building consent.

- Officials have advised people to check if any permissions are required for their home before buying or installing the techology.

How to be more grateful for daily life in five easy steps
The world feels like a difficult place at the moment, and it can feel very hard sometimes to find things to be thankful for; when we are overwhelmed, we have less capacity to notice and reflect on the good things. Yet, ironically, proactively cultivating gratitude is one of the things that can actually help us feel less stressed.
NHS GP dR RADHA

The science
Research has shown that feeling or expressing thanks can actually alter our brain.
- The balance of neurotransmitters change; more serotonin and dopamine (feel good chemicals) are produced.
- This can be long lasting if we make gratitude a regular habit.
- We also get a decrease in our cortisol (stress hormone) levels which helps lower anxiety.
- Being grateful can strengthen the nerve pathways which triggers positive emotion.
How can we build gratitude?

Change your words
Instead of seeing something as a problem, try to see the opportunities within it.
Our brains are very receptive and what we read or write can alter our emotional system.


Express it
This will not only make you feel good, but you will also get a positive response from others.
How can we build gratitude?
Notice more
Throughout your day, try to notice all the things that are going well; has someone opened a door for you, or smiled?


The basics
By being thankful for the small things every day, we are far more likely to be and stay healthy so that we can enjoy them.
What to do
Gratitude can lead to feelings of optimism, lower our blood pressure, and improve sleep quality.
- Write down what potential good aspects there are to the things you don’t feel like doing, or even what could be worse about it.
- Spend a few minutes writing down three things that you are looking forward to that day, or the good things that have happened to you that day.
- Say thank you to yourself for the things you have achieved, or managed to get through and changed that day.
Sales of battery
electric vehicles hit a record high last year.

Starts at £22,995 for the smaller battery
Available with either a 40kWh battery or a larger 52kWh pack, that offers almost 255 miles, the latest, retro-inspired Renault 5 is both a joy to behold and a hoot to drive.
The interior has been lavished with a level of detail that’s typically reserved for more expensive cars.

A champion of EV efficiency

It offers a remarkable 491 mile range on a single charge from the 85kWh battery.
It is a technological masterclass inside with the ability to option screens that span the entire width of the dashboard, including an optional display for the front passenger.
Priced from £37,400

It’s a lot of money to part with, but this is arguably all the car you will ever need.
The £89,000 Macan is a premium SUV that somehow manages to blend Porsche’s reputation for dynamics and sporty driving with everyday practicality.
The 95kWh batteries can go from 10 to 80 per cent in as little as 21 minutes from the fastest public charging outlets.
With the business class-style six seat configuration costing a staggering £76,995, it is by far the most expensive Kia ever made, but it backs up its financial demands with a suite of genuinely useful and impressive onboard technology.


It’s fast, goes a long way between stops and charges relatively quickly but the interior is bland, the onboard technology is infuriating and the experience is devoid of emotion.
All of its gadgetry can’t disguise the fact that performance is weak, even for a typically zippy EV, the ride is fussy at slower speeds and it’s not in the least bit enjoyable to drive on a country road.

- While good value (prices start at £17,935) for the 200-mile max range, there are more interesting options from Hyundai, Citroen and Renault for similar money.

The kitchen gadgets under £25

Victorinox paring knife
It’s comfortable to hold, with a point sharp enough for scoring pastry.
ProCook cast iron pan
For unbeatable searing and heat-retention, cast iron is the top choice.


Tesco chopping board
Priced at just £22, I’ve yet to find another board that matches it for sheer value and quality.
The kitchen gadgets under £25
Pyrex jug
It is the perfect vessel for blending smooth sauces, melting butter, or warming stock. It won’t stain like plastic and the red measurements never fade.


Salter scales
“I’ve had my slim little set of Salter Disc Scales for over a decade, and I’m delighted to see they are still made to exactly the same reliable design today.”
Microplane grater
It uses photo-etched stainless steel teeth that stay razor-sharp for a decade, something the lookalike copycats simply can’t match.
Braun hand-held blender
It’s an essential for everything from making velvety soup to getting the lumps out of white sauce.
Bodum cafetiere
As well as delivering great results, cafetieres are easy to clean and there’s no ongoing filter paper costs or pod recycling to deal with.
The kitchen gadgets under £25
Oxo peeler
What truly sets it apart is the chunky, rubberised handle that absorbs pressure and stays completely non-slip, even if your hands are wet. It is inexpensive and incredibly durable.


Falcon pie dish
Made by fusing porcelain onto heavy-gauge steel for smooth durability, it is dishwasher, freezer, hob, air-fryer and oven-safe.
The golden rules for a happy, secure relationship
Psychiatrist and neuroscientist Dr Amir Levine, author of bestselling book , explains why we behave the way we do in love.

Golden rules for happy relationships
Start with your own behaviours
The foundation of a secure, connected life is being what I call CARRP: that means being consistent, available, responsive, reliable and predictable. All of these qualities can be enacted in small gestures every day.


Express your needs
People need consistency and connection to feel safe. This is not, ‘You hurt my feelings by never replying to me’, it’s more ‘this is the kind of contact that helps me feel secure’.
Golden rules for happy relationships

The appendix ‘inflammation’ rule
If a relationship repeatedly inflames your nervous system, you need to disengage and deprioritise it.
Lean on community
You don’t need hundreds of friends. You need people and places that regularly remind you that you belong.


Stop blaming childhood
Humans are much more complicated than: ‘this happened to you, therefore you are doomed to be anxious’.

Reach for a
secure script
When something unsettles you in a relationship, your first reaction is not always the most accurate one.
If you’re anxious, your brain may jump very quickly to: ‘this is the beginning of the end’. If you’re avoidant, your brain may say: ‘this person wants too much from me, I need to get away’. So one very practical thing you can always do is pause and ask: ‘What would a secure person do here?’
Loneliness elsewhere
When people talk about loneliness, they often assume it means you don’t have enough people in your life. But you can be surrounded by people and still feel lonely if those relationships leave you feeling excluded, ignored or disconnected.

What to do
- Build a community that works for your temperament and gives you regular, reliable moments of connection.
- You can still be kind to people while not treating them as someone who belongs in your inner circle.
- Explain what you need. Sometimes people simply don’t realise how you are experiencing them.
- Check in with people: does this person actually feel that I’m reliable? Do they experience me as predictable? That’s the only way that you can start to become more secure.

Do some foods leave
you feeling hungry rather than satiated? Experts say there are…
Foods that leave you hungrier
A bowl of cereal and glass of orange juice
More refined cereals are digested quickly, and fruit juice, whilst one of your five-a-day, contains less fibre than whole fruit. This might mean you find yourself hungry again within 1-2 hours of eating this breakfast.


Swap the orange juice for a whole orange, the cereal for oats and milk or serve it with Greek yoghurt or a boiled egg. This would increase the fibre and protein content; two nutrients strongly linked with fullness.
Foods that leave you hungrier

These pastries are made primarily from refined flour and butter, and are relatively low in protein and fibre.
Toast and jam


Shop-bought packs can contain a lot of white rice, which is digested quickly, and the protein content is often modest.
Foods that leave you hungrier

Vegetable soup
On its own, it is often very low in protein and calories, so hunger can return quickly.
Unless it’s loaded with veggies, it’s probably pretty low in fibre.


Liquids are generally less filling as they require little chewing which may not trigger satiety signals.
Foods that leave you hungrier

Snack bars
They are ideal for a quick pick-me-up, but if reducing hunger is what you’re after, it’d be better to swap it out.
Low-fat yoghurt
A full-fat plain Greek yoghurt with berries and seeds tends to be much more filling due to the protein, fat and fibre.


On an empty stomach, it can actually increase your appetite.
What to eat instead
Instead of thinking about avoiding foods, think about what you can add to them.
- Add beans, lentils or shredded chicken to your vegetable soup and pasta.
- Thicken your smoothies with Greek yoghurt, chia seeds and oats.
- Apple slices with peanut butter, yogurt with berries and hummus with oat biscuits are better snack options than a pre-made snack bar.
- Have alcohol alongside a balanced meal containing protein and fibre.
Around 38 per cent of people also believed it was fine to make an investment purely on the basis of AI advice.
However, AI-generated financial information is not regulated by the FCA, meaning anyone who uses advice from chatbots is at risk of losing out if decisions backfire.
What did the FCA find?
Of all those surveyed, the FCA found more people trusted AI to help make financial decisions than TV and radio, 47 per cent, the media, 46 per cent, or influencers, 29 per cent.
In addition, three quarters of all respondents said they expected to lean on AI tools even more heavily over the coming year.
The decision to trust AI came despite 73 per cent of younger respondents saying they were aware it can be inaccurate and 86 per cent of the same group acknowledging the need to check where tools had sourced their information.
Older respondents were less sceptical of the technology.
Almost half of those surveyed, 44 per cent, falsely believed AI-generated financial information was regulated by the FCA.
Nearly a third of respondents also wrongly held the view they would be entitled to compensation from the Financial Services Compensation Scheme or Financial Ombudsman Service if AI advice went wrong.
While some AI chatbots tailor made to offer financial advice may be covered by the FCA, general tools such as OpenAI’s ChatGPT and Google’s Gemini are not.

What are the risks of using AI when investing?
At a basic level, AI can create risk by providing outdated or inaccurate information on companies, markets or products.
This can lead people to invest in businesses or areas where they are unlikely to see a return or even make losses.
In rare cases it can also expose investors to the threat of scams.
AI tools are also generally unable to predict how investments will perform and do not always have access to all of the data available to financial experts.
As AI-generated information is not regulated by the FCA, relying on chatbots also risks leaving investors with no recourse should the advice backfire.
A spokesperson for the Financial Ombudsman Service said: “AI-generated financial advice is unregulated, meaning consumers may not have the protections they would normally expect if something goes wrong and would be unable to bring a complaint to our free service.”
What does the FCA advise?
The financial watchdog acknowledged people were likely to continue using AI when making investment decisions, but urged caution.
It is important to verify chatbot sources and take a long-term view when assessing how and when to invest, the FCA said.
Lucy Castledine, the watchdog’s director of consumer investments, added: “AI can help you research companies, understand jargon or explore options before you make a decision”.
“But you need to understand how you’re protected and continue to use your own judgement. Our InvestSmart website can also help you make more informed decisions.”












